What is the minimum credit score required for a Rocket Mortgage loan?

As of the latest information, Rocket Mortgage typically requires a minimum credit score of 620 for conventional mortgage loans. However, the exact credit score requirement can vary depending on the type of loan one is applying for; for example, FHA loans have slightly more lenient requirements, potentially accepting credit scores as low as 580. It's crucial to note that these thresholds are subject to change and can be influenced by broader market conditions, lending regulations, and internal company policies. Applicants with higher credit scores generally receive better interest rates and loan terms, so it is always advantageous to have a strong credit profile when applying for a mortgage.