What is an American Express Centurion Card?

The American Express Centurion Card, commonly known as the "Black Card," is an ultra-premium charge card issued by invitation only to high-net-worth individuals with significant spending patterns and excellent credit worthiness. Launched in 1999, the Centurion Card provides a suite of exclusive benefits and personalized services, ranging from a dedicated concierge service to luxury travel privileges, such as access to private airport lounges, special event invites, and elite status with various hotel chains and car rental companies. This card is renowned for its distinctive black titanium construction and carries a hefty annual fee, reflecting its position as a status symbol among affluent consumers. Elite customer service and extensive perks underpin the appeal of the Centurion Card, making it much sought after by those who demand a high level of personalization and recognition in their financial transactions and lifestyle benefits.