What is the Wells Fargo Reflect card and what are its features?

The Wells Fargo Reflect card is a credit card offered by Wells Fargo that is designed with a focus on offering an extended introductory interest rate period. Its main features include an introductory 0% APR (Annual Percentage Rate) for purchases and qualifying balance transfers for up to 21 months from account opening, making it an attractive option for individuals looking to make large purchases or transfer balances from other high-interest cards. The length of the introductory period can vary based on responsible credit management, with the possibility of an extension if minimum payments are made on time. Additionally, the card comes without an annual fee and includes cellphone protection as a complimentary benefit, provided the user pays their monthly cellphone bill with the card. Cardholders can also access benefits such as 24/7 fraud monitoring, zero liability protection for promptly reported unauthorized transactions, and access to the Visa network which offers widespread acceptance.