What is a Green Dot debit card and how does it work?

A Green Dot debit card is a type of reloadable prepaid card that allows users to load money onto the card and use it for purchases, bill payments, and cash withdrawals much like a traditional bank-issued debit card. It works by being preloaded with funds; the user can then spend up to the amount available on the card. The Green Dot card can be reloaded with additional funds through direct deposit, bank transfers, or by using cash at participating retail locations. Since it's a prepaid debit card, there's no need for a credit check or a traditional bank account to use it. Users can manage their accounts online or through a mobile app, which offers convenience and control over their finances. This financial tool is especially beneficial for individuals looking for an alternative to conventional banking methods, aiming to avoid overdraft fees, or trying to establish or repair their credit history.