What should you do if your car gets stolen in GTA Online?

If your car gets stolen in GTA Online, the first step is to quickly access the in-game phone and call the insurance company, Mors Mutual Insurance, to file a claim. Once the claim is made, the vehicle can be repaid from Mors Mutual's inventory by paying a small deductible fee. Afterward, one can retrieve their restored vehicle from the Mors Mutual depot or have it delivered to their location by calling the mechanic. It's also wise to ensure the car has been fitted with both insurance and a tracker prior to any theft; these services are available at Los Santos Customs shop. This way, even if someone usurps your virtual ride, you’re only ever a phone call away from getting back behind the wheel.