Which credit agency is utilized by Rocket Mortgage for credit checks?

Rocket Mortgage primarily uses Equifax when conducting credit checks for prospective borrowers. Equifax is one of the three major credit reporting agencies in the United States and provides a comprehensive credit report that lenders use to assess an applicant's creditworthiness. Along with Equifax, the other two significant credit bureaus are Experian and TransUnion. When making lending decisions, it's common for lenders to look at reports from multiple credit bureaus to get a more accurate picture of an individual's credit history. Rocket Mortgage may also pull reports from these other agencies depending on their underwriting policies and the specific requirements of the loan product for which an applicant is applying.