What is the interest rate for the Wells Fargo Reflect Card?

The Wells Fargo Reflect℠ Card offers an introductory annual percentage rate (APR) of 0% for purchases and qualifying balance transfers. This introductory rate is typically offered for an extended period which can vary depending on the current promotions but can last up to 18 months from account opening. Additionally, cardholders may qualify for an extension of the introductory rate if they meet certain criteria during the initial promotional period. After the introductory APR period ends, the ongoing interest rate applies, which varies based on the cardholder's creditworthiness and the prime rate. Prospective applicants should check Wells Fargo's official website or contact customer service for the most current rates and terms, as these are subject to change and may have been updated since this conversation took place.