What are the features of the Wells Fargo Reflect Card?

The Wells Fargo Reflect Card is designed with a focus on extending the introductory APR for cardholders who are looking to save on interest. It offers an introductory 0% APR period on purchases and qualifying balance transfers for up to 18 months from account opening, which can be extended for up to three additional months with timely minimum payments during the introductory and extension periods. This card also lacks an annual fee, making it a cost-effective option for consumers. Additionally, it includes cellphone protection as a complimentary benefit when the monthly phone bill is paid with the card. To further manage finances, cardholders have access to tools and features such as budget tracking and spend categorization. However, the Reflect Card does not offer a rewards program or welcome bonus, emphasizing its suitability for those interested in financing large purchases or reducing existing debt rather than earning rewards on spending.