What are the features and benefits of the Wells Fargo Active Cash Card?

The Wells Fargo Active Cash Card offers a robust rewards program and flexible redemption options, making it a competitive choice for individuals seeking straightforward cash-back benefits. Cardholders earn a flat rate of 2% cash rewards on purchases, which simplifies the earning structure and eliminates the need to track spending categories. This card comes with a generous welcome offer that presents an opportunity to earn a substantial cash reward after meeting the initial spending requirement within the first three months of account opening. Additional benefits include an introductory 0% APR period for both purchases and qualifying balance transfers, cell phone protection when the monthly bill is paid with the card, and access to Visa's concierge service and travel protections. There's no annual fee, which enhances the overall value proposition for consumers who want to maximize rewards without incurring yearly costs.