What are the differences between Smart Credit and IdentityIQ services?

Smart Credit and IdentityIQ are both services that offer credit monitoring and identity theft protection, albeit with different features and focus areas. Smart Credit is known for its unique Smart Credit Report, which simplifies the traditional credit report into a more user-friendly format, alongside providing users with actionable items to manage their credit and financial transactions directly from their interface. They also offer score tracking, credit monitoring, and certain identity theft protection tools. On the other hand, IdentityIQ places a stronger emphasis on comprehensive identity theft protection, providing features like dark web scanning, identity restoration services, and insurance in addition to credit reporting and monitoring from all three major bureaus. While both services share common ground in terms of keeping users informed about changes to their credit and protecting their identity, Smart Credit leans towards a more interactive approach to credit management, whereas IdentityIQ offers more robust features aimed at securing personal information and identity restoration assistance.