What is the process for getting pre-approved for a Discover It card?

To get pre-approved for a Discover It card, one begins by visiting the official Discover website and locating the pre-approval section. The individual then provides personal and financial information such as name, Social Security number, income details, and other necessary data through a secure form. It's important to note that this process involves a soft credit inquiry which does not impact one's credit score. After submitting the form, Discover evaluates the information against their lending criteria and quickly lets the individual know if they are potentially eligible for any of their credit card offerings without making any commitment. If pre-approved, the exact terms, including credit limit and interest rates, will be provided upon completion of a formal application, which entails a hard credit pull and could affect the credit score.