What time does NetSpend direct deposit hit?

NetSpend typically makes direct deposits available as soon as they are received, which could be up to two days earlier than the scheduled payment date. The exact time that a direct deposit hits a NetSpend account can vary depending on the source of the deposit and the timing of the payer's payment instructions. In general, many users report that their paychecks or government benefits are accessible in their accounts by 8 a.m. CT on the day the deposit is due; however, this is not guaranteed for all transactions. It's important for account holders to monitor their NetSpend accounts for specific deposit times.