QUESTION
What credit score do you need to use LendingTree services?
ANSWER
One doesn't need a specific credit score to use LendingTree services because the platform caters to a wide range of credit profiles. LendingTree functions as an online loan marketplace, allowing individuals to compare loans and credit offers from multiple lenders. Potential borrowers can receive loan offers from lenders for different credit levels, which may include options for those with excellent credit, good credit, fair credit, or even poor credit. However, the terms and interest rates available to an individual are generally dependent on their creditworthiness—with higher credit scores often leading to more favorable loan terms. Therefore, while there is no minimum credit score required to use the service, a user's credit score will significantly influence the types of offers and conditions they receive from lenders through LendingTree.
EXCLUSIVE OFFER