Is the Wells Fargo Active Cash Card a credit card?

Yes, the Wells Fargo Active Cash Card is indeed a credit card. It is a cash back credit card that offers a simple and lucrative rewards structure, typically providing cardholders with a flat rate cash back on purchases, without category restrictions or limits on earning potential. This card is designed for individuals seeking straightforward rewards on their spending and often features additional perks such as an introductory APR offer for purchases and balance transfers, along with other benefits that may include cell phone protection, no annual fee, and inclusion in the Wells Fargo rewards program.