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QUESTION

Is the Discover it card worth getting?

ANSWER

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The Discover it card is worth considering for many individuals due to its attractive features and lack of annual fees. Particularly celebrated for its cash back rewards program, it offers a 5% cash back on rotating categories each quarter (such as gas stations, grocery stores, restaurants, or Amazon.com) up to a quarterly maximum when activated, and an unlimited 1% cash back on all other purchases. As an added bonus, Discover matches all the cash back earned at the end of the first year for new cardholders, effectively doubling the rewards earned during that period. Additionally, the card provides a free FICO credit score on monthly statements and online, which can be beneficial for those looking to monitor their credit health. The no foreign transaction fee policy also makes it a good choice for international travelers. It's important for potential users to consider their personal spending habits and whether they will make enough use of the card's benefits to outweigh any drawbacks such as interest rates or needing to keep track of the rotating categories.


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04.07.2024
IS THE DISCOVER IT CARD ANY GOOD
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