Is Instant Checkmate a legitimate service or a scam?

Instant Checkmate is a legitimate online public records search service that allows users to access information such as criminal records, past addresses, contact information, and more. It operates under the Fair Credit Reporting Act (FCRA) guidelines but is not a consumer reporting agency, meaning it shouldn’t be used for employment screening or tenant checks. Customers often use Instant Checkmate to reconnect with old friends, research potential online dates, or learn more about their neighborhood's safety. It's important for users to understand the scope and limits of the service; while it aggregates data from various public databases, the information may not always be fully up-to-date or accurate. Additionally, one might come across complaints regarding its subscription model or difficulties unsubscribing, which are common challenges in the industry but do not necessarily make the service illegitimate.