Is Credit Sesame's credit score information reliable?

Credit Sesame's credit score information is generally considered reliable for personal finance monitoring and decision-making purposes. Credit Sesame provides consumers with their credit score using the VantageScore model, which is a collaboration between the three major credit bureaus: Experian, Equifax, and TransUnion. While it may not always be the FICO score that many lenders use, VantageScore is still a credible scoring model. It uses a similar methodology to FICO and is accepted by many lenders. Moreover, Credit Sesame updates this information regularly, allowing users to track their credit score changes over time. The service also provides suggestions for improving credit scores and insights into factors that affect scores, aiding users in better understanding their financial health. However, as with any credit score service, individuals should cross-reference with reports directly from the credit bureaus or through an official annual credit report check for the most comprehensive accuracy.