Is it difficult to obtain an American Express Platinum Card?

Obtaining an American Express Platinum Card typically requires one to meet certain criteria and go through a fairly rigorous application process. One must have a good to excellent credit score, a robust credit history, and often a high annual income to qualify for this premium card, which is known for its extensive travel benefits and rewards. Additionally, since the card comes with a substantial annual fee, prospective applicants should be prepared to justify the expense by taking full advantage of its various perks. Approval depends on meeting American Express's underwriting standards, and while not everyone who applies will be accepted, those who do maintain solid financial profiles should find the process straightforward.