QUESTION
Is Instant Checkmate a legal service to use?
ANSWER
Instant Checkmate is indeed a legal service to use in the United States. It operates as a background check service that provides information by aggregating data from public records, such as criminal records, arrest records, marriage and divorce records, social media profiles, and more. The service complies with the Fair Credit Reporting Act (FCRA) guidelines for how this information can be used legally. However, it's important to note that Instant Checkmate is not a consumer reporting agency and therefore cannot be used for employment screening, tenant screening, or other purposes covered under the FCRA that would require a consumer reporting agency. Users must consent to the terms of service which clarify acceptable uses of the information provided by Instant Checkmate.
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