What is Identity Guard and how does its credit monitoring service work?

Identity Guard is a comprehensive identity theft protection service that aims to safeguard consumers' personal information through vigilant monitoring, rapid alerts, and recovery services. Its credit monitoring service works by keeping a watchful eye on users' credit files from major credit bureaus such as Equifax, Experian, and TransUnion. By tracking any changes or inquiries to their credit reports, Identity Guard can quickly detect potential signs of fraudulent activity. If unusual or suspicious activities are spotted, such as new accounts being opened or significant changes in credit balances, Identity Guard alerts its subscribers promptly so they can take immediate action. The service often includes additional layers of protection like risk management scores and dark web monitoring to provide a robust shield against identity fraud.