How long does it take to refinance a mortgage with Rocket Mortgage?

The process of refinancing a mortgage with Rocket Mortgage can usually be completed within 30 to 45 days. This timeline is fairly standard in the industry, though individual circumstances can cause the process to be shorter or longer. Rocket Mortgage prides itself on its efficient application process, which is aided by its online platform. It streamlines loan verification and underwriting, potentially speeding up the overall timeframe. However, factors such as the complexity of the borrower's financial situation, the type of loan, the accuracy of the application information, and current volume of refinance applications being processed can all affect the duration of the refinancing process.