How long does Coinbase hold funds after a deposit?

Coinbase generally makes deposited funds available to customers as soon as payments have been confirmed by the network, which usually occurs in a few minutes for cryptocurrency deposits. However, when it comes to fiat transactions such as bank transfers or deposits using credit or debit cards, the hold period can vary considerably based on the payment method and regional policies. For some new customers or certain deposit methods, Coinbase may implement a holding period that can last from 3 to 5 business days to ensure the funds clear without issue. It's important to note that while funds are on hold, one cannot send these funds to other Coinbase users or withdraw them from Coinbase; however, they are immediately available for buying and selling cryptocurrencies within the platform. Regulations and policies continue to evolve, so for the most current information on hold durations, customers should refer directly to Coinbase's terms of service or their support resources.