What are the requirements for qualifying for an American Express Platinum Card?

To qualify for an American Express Platinum Card, an individual typically needs to have a very good to excellent credit score, which generally means a FICO score of 720 or higher. In addition, the applicant should have a robust credit history, showcasing responsible credit usage and payment behavior over time. Furthermore, the ability to pay an annual fee is also required, as the Platinum Card comes with a hefty yearly charge. American Express will consider the individual's income and existing debt obligations to assess their ability to afford the card. It's important to note that meeting these criteria does not guarantee approval; American Express will also look at other factors such as potential earnings and overall financial stability before making a decision.