How does LifeLock protect against identity theft?

LifeLock protects against identity theft through a suite of monitoring services and proactive protection measures. It actively monitors various points of potential identity compromise, such as credit files, public records, and online transactions, to detect fraudulent activity. When irregularities are identified, LifeLock sends alerts to the user so they can take immediate action. Aside from detection, LifeLock provides a patented Identity Lock feature that helps prevent unauthorized credit and payday loan applications. If identity theft occurs while under their protection, LifeLock supports its members with dedicated resolution specialists and provides an extensive theft protection guarantee or insurance to cover personal expenses incurred during the process of reclaiming one's identity. Their service represents several layers of defense to help individuals shield their personal information from misuse.