How accurate is the credit score provided by IdentityIQ?

The credit score provided by IdentityIQ tends to be reasonably accurate for the specific scoring model they use, which is typically a VantageScore. However, it's important to note that there are various credit-scoring models available, like FICO, and lenders may use different ones depending on their preferences. While IdentityIQ provides a good estimate of one’s creditworthiness, the scores can differ from those pulled by potential creditors or landlords, who might use a different version or generation of the scoring models. Users must therefore recognize that any credit score service, including IdentityIQ, gives just a snapshot based on one model, and the score a lender sees could be slightly different.