Will Rocket Mortgage perform a credit check?

Yes, Rocket Mortgage conducts a credit check as part of their loan approval process. When an individual applies for a mortgage with Rocket Mortgage, which is part of Quicken Loans, they are required to submit various financial information including proof of income and assets. This allows the lender to assess their creditworthiness. Rocket Mortgage will typically pull a tri-merge credit report, which includes data from all three major credit bureaus: Equifax, Experian, and TransUnion. The applicant's credit score and credit history are important factors in determining their eligibility for a mortgage loan as well as the terms and interest rate they are offered.