Does LendingTree pull your credit report when you apply for a loan?

LendingTree itself does not pull your credit report when you apply for a loan. Instead, LendingTree operates as an online loan marketplace that allows you to compare offers from various lenders. When you submit an application through LendingTree, they use the information provided to match you with potential lenders within their network. These lenders may then perform a credit check, which could involve pulling your credit report, in order to provide you with accurate loan offers. It's common for these inquiries to initially be soft pulls, which don't affect your credit score, but if you decide to pursue an offer and continue with the application process, the lender may then conduct a hard pull on your credit report, which can slightly impact your credit score.