Does LendingTree directly lend money to borrowers?

No, LendingTree does not directly lend money to borrowers. LendingTree is an online loan marketplace that connects consumers with multiple lenders, banks, and credit partners who can present various loan options. When using LendingTree, borrowers fill out a form with their financial information, and then they receive offers from competing lenders based on their creditworthiness and the specifics of their request. The company provides a platform for customers to compare different loan terms, rates, and options, streamlining the process of shopping for loans and credit products. However, the actual lending process, including the disbursement of funds, is handled by the third-party lenders within LendingTree's network.