QUESTION
Does insurance provide coverage for the Oura Ring?
ANSWER
Insurance coverage for the Oura Ring, or any wearable technology, depends on the specific policy and insurer. Typically, health insurance plans do not cover wellness devices like the Oura Ring as they're considered lifestyle or fitness products rather than medical necessities. However, if a healthcare provider prescribes a device similar to the Oura Ring for medical reasons, such as to track sleep for a diagnosed condition, it might be covered under certain health insurance benefits. Additionally, some health savings accounts (HSAs) or flexible spending accounts (FSAs) may allow for reimbursement for health-related wearables. It's always best to check with the insurance company or refer to the policy details to determine if a wearable tech item is eligible for coverage or reimbursement.
EXCLUSIVE OFFER