Is there a chip on the Chime debit card?

Yes, the Chime debit card is equipped with a chip as part of its security features. This chip is an EMV (Europay, MasterCard, and Visa) chip, which has been widely adopted in debit and credit cards to enhance security. When used at a chip-enabled terminal, the transaction process includes dynamic authentication, making it more secure against fraudulent activity by creating a unique transaction code that cannot be used again. This offers an added layer of protection compared to the traditional magnetic stripe technology. Additionally, for convenience, most Chime debit cards also have contactless capabilities, allowing users to tap-to-pay where available.