QUESTION
How do I cancel my Chase Sapphire credit card?
ANSWER
To cancel a Chase Sapphire credit card, one should directly contact Chase's customer service to initiate the cancellation process. The primary way to do this is by calling the phone number on the back of the credit card, which connects to their 24/7 customer service line. When speaking with a representative, simply state the intention to cancel the card. It's recommended to redeem any outstanding rewards before cancelling because cancelling a card may result in losing those rewards. Also, consider the impact on credit score and history before proceeding with the cancellation as it could potentially lower one's credit utilization ratio or average age of accounts. After the request has been made, be sure to get a confirmation in writing for personal records.
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