What are the rental car benefits of the Chase Sapphire card?

The Chase Sapphire cards, comprising the Chase Sapphire Preferred and Chase Sapphire Reserve, offer significant benefits for rental car usage. Cardholders enjoy primary insurance coverage, which means they can bypass their own personal car insurance and file any claim directly with Chase for covered incidents. This comprehensive collision damage waiver covers damage due to theft or collision for most rental vehicles when the cardholder rejects the rental company’s collision insurance. Additionally, the benefits extend globally, subject to some country exclusions, adding extra peace of mind for international travelers. The Sapphire Reserve further enhances these perks by providing higher coverage limits and additional luxury car rental privileges through partner programs, rounding out an attractive package for both frequent and occasional renters seeking convenience and protection on their journeys.