Which is better, the Chase Freedom Flex or the Chase Freedom Unlimited credit card?

The choice between the Chase Freedom Flex and the Chase Freedom Unlimited credit card largely depends on individual spending habits and preferences. The Chase Freedom Flex offers a variety of rotating 5% cash back categories each quarter (on up to $1,500 in combined purchases, then 1%) and additional fixed bonus categories like travel, dining, and drugstores, making it ideal for those who can maximize their spending in these areas. It also provides 1% cash back on other purchases. On the other hand, the Chase Freedom Unlimited features an unlimited 1.5% cash back on all purchases without the need to track category spending, which may be more convenient for those seeking simplicity and consistent rewards across all spending. Both cards have no annual fee and offer a 0% intro APR for a set period on purchases, among other benefits, so consumers should evaluate their shopping patterns and preferences when determining which card aligns better with their financial goals.