Can Advance America legally take you to court?

Yes, Advance America can indeed take a person to court. As a licensed lender, Advance America has the legal right to pursue legal action against borrowers who fail to repay their loans according to the agreed upon terms. If an individual defaults on their loan, Advance America may choose to file a lawsuit to recover the outstanding debt. The process would typically involve the company first attempting to contact the borrower to resolve the debt, and if these attempts are unsuccessful, they could then escalate the matter to court where a judgment would be sought. If the court rules in favor of Advance America, it could result in wage garnishment, bank account levies, or other methods of enforcing the judgment to recover the funds owed.