Does the American Express Gold Card offer rental car insurance?

Yes, the American Express Gold Card offers a rental car insurance benefit known as Car Rental Loss and Damage Insurance. This benefit provides secondary coverage for theft or damage to most rental vehicles when the cardholder charges the entire rental fee to their American Express Gold Card and declines the collision damage waiver at the rental car counter. However, it is important for cardholders to review the terms and conditions of this coverage because there are exclusions and limitations that apply, such as certain types of vehicles not being covered, and coverage might not be available in every country. It is always recommended that cardholders thoroughly read their benefits guide or contact American Express directly for the most current information regarding their rental car insurance coverage details.