Does the Amex Gold Card offer car rental insurance?

Yes, the American Express Gold Card does offer car rental insurance. Specifically, it provides car rental loss and damage insurance. Cardholders are covered for damage to or theft of a rental vehicle when they use their Amex Gold Card to reserve and pay for the entire rental, and decline the collision damage waiver at the rental car counter. This coverage is offered on a secondary basis, meaning it supplements any other insurance the cardholder might have, such as personal auto insurance, before the Amex coverage applies. As with any insurance policy, there are terms, conditions, and exclusions that apply, so it is recommended to review the benefits guide for complete details on the coverage offered.