Which is better for me: the American Express Blue Cash Preferred or the Gold card?

The determination of whether the American Express Blue Cash Preferred or the Gold Card is better suited for an individual depends heavily on spending habits and personal preferences. The Blue Cash Preferred offers a significant cash back percentage in categories such as U.S. supermarkets and U.S. gas stations, as well as on transit and select U.S. streaming services, making it ideal for someone who spends frequently in these areas and prefers cash rewards. Conversely, the Gold Card provides generous points on dining and supermarkets, along with travel benefits and dining credits which may be more attractive to individuals who dine out often and travel regularly. Both cards come with an annual fee, so it's important to consider if the rewards earned will offset the card's cost. Ultimately, individuals who prioritize higher cash back on daily necessities might lean towards the Blue Cash Preferred, whereas those valuing travel perks and dining might favor the Gold Card.