What car rental insurance benefits come with the American Express Platinum Card?

The American Express Platinum Card offers several car rental insurance benefits that enhance the cardholder's travel experience. When renting a car using the Platinum Card, cardholders can benefit from secondary collision damage waiver coverage, which provides reimbursement for damage due to collision or theft of the rental vehicle. It is important for the individual to decline the rental company's own collision damage waiver or similar provision to activate this coverage. The card provides coverage for the rental period, with certain terms, conditions, and exclusions applied, and may not cover certain types of cars or rentals in specific locations. Additionally, Premium Car Rental Protection is available for enrolment at an extra fee per rental to provide primary coverage with higher protection limits and may also include other features such as accidental death and dismemberment and personal property coverage. It is advisable to understand the specific policy details before renting a car, as these can differ based on location and other factors.