What is the American Express Centurion Card?

The American Express Centurion Card, commonly known as the "Black Card," is an ultra-exclusive charge card offered by invitation only to a select group of affluent customers. Since its introduction in 1999, it has been regarded as a symbol of status and prestige in the realms of luxury and finance. The card comes with a steep initiation fee and a hefty annual fee, but in exchange it offers cardholders an extensive range of benefits and services. These perks include dedicated concierge service, travel upgrades, exclusive event access, and personalized assistance. Due to its high threshold for qualification, details surrounding eligibility remain somewhat secretive, contributing to the card's mystique and allure among the financially elite.