What are the options for refinancing a mortgage with Alliant Credit Union?

Alliant Credit Union provides several options for members looking to refinance their mortgage. Homeowners can choose from various loan terms, typically ranging from 10 to 30 years, to find a repayment schedule that fits their financial goals—whether that's lowering monthly payments, reducing the interest rate, or paying off the loan faster. Fixed-rate mortgages offer stability with consistent monthly payments throughout the life of the loan, while adjustable-rate mortgages might provide lower initial rates that adjust over time. Alliant also offers a no-closing-cost option for qualifying members, allowing them to refinance without incurring upfront fees. Members can start by obtaining a rate quote and applying directly online or speaking with an Alliant loan specialist for personalized advice and assistance throughout the refinancing process.