OVERVIEW

Credit Sesame was founded in 2010 with the aim of democratizing access to credit information and helping users achieve their financial goals. It was created as a tool for individuals seeking to monitor, manage, and optimize their credit, thereby making informed financial decisions. Users of Credit Sesame typically include those looking to improve their credit scores, understand their credit health, or prepare for major financial commitments such as buying a house or taking out a loan. By providing free credit score updates, personalized tips, and monitoring services, Credit Sesame empowers individuals to take control of their credit and enhance their financial standing. Credit Sesame offers its basic credit monitoring and reporting services for free, which includes access to a credit score and recommendations for credit improvement. For more comprehensive services such as daily credit score updates, more detailed credit reports from all three bureaus, and additional identity theft protection, Credit Sesame provides premium membership tiers. These paid subscriptions vary in cost, offering different levels of features suited to the specific needs of the user, typically ranging from approximately $10 to $20 per month. This allows users to choose a plan that best fits their financial and credit monitoring needs.

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